ACA Open Enrollment: Key Dates You Can't Miss

The Importance of Health Coverage

Health coverage is more than just a safety net; it's a crucial component of financial stability and peace of mind. As ACA Open Enrollment begins, it marks a critical opportunity for individuals and families to secure or update their health insurance plans. We understand that navigating the complexities of insurance can feel overwhelming, but knowing the key dates can simplify the process immensely. Now is the time to prepare to ensure you and your family have the coverage you need.

Key ACA Open Enrollment Dates

• November 1, 2025: First day to enroll, renew, or change a plan for 2026.
• December 15, 2025: Deadline for coverage starting January 1, 2026.
• January 15, 2026: Final day of open enrollment. Plans selected by this date will begin February 1, 2026.

After January 15, changes to your health insurance plan can only be made if you qualify for a Special Enrollment Period due to a significant life event, such as marriage, birth, or loss of coverage.

Plan Review and Comparison

If you already have a plan, we encourage you to review it carefully and compare your options. Consider your potential medical needs for the upcoming year and your budget to select the plan that best fits your situation. Keep in mind that the enrollment window is limited, so preparation is essential to avoid gaps in coverage.

Taking Action for Peace of Mind

Making informed choices during open enrollment can provide peace of mind throughout the year. If you need help or personalized assistance in making these decisions, don't hesitate to reach out. We're here to help you navigate these choices so you can secure the best possible coverage for you and your loved ones.